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Luiz Carlos Trabuco to step down, choose replacement by March 2018

The last decade has been an roller-coaster ride for Bradesco, the largest bank in Brazil by many different measures. Trabuco is set to retire from his post of CEO by March of next year. He says that he will be choosing his replacement from within the company’s own ranks, a tradition going back to the bank’s origins.

Lazaro Brandao retires

Trabuco’s departure will coincide of that Lazaro Brandao, the long-time chairman of the board who has held that position since 1990. Brandao has worked, in one capacity or another, for Bradesco since the age of 16. In 1943, Bradao became a teller for the bank and eventually rose through the ranks, attaining the highest positions in the firm. The 91 year old chairman has said that the decision to retire was completely his own and that his main reasoning was to ensure continuity in the bank’s operations and give younger executives and chance to rise up through the ranks.

A tumultuous decade, but things are looking up

Luiz Carlos Trabuco has had a bumpy ride as CEO of one of Brazil’s most important banks. After taking over the helm in 2009, the firm was rocked by the financial crisis and slipping market share. Shortly after Trabuco took over, Bradesco’s chief rivals, Banco Itau and Unibanco both merged, creating the largest single bank in Brazil and throwing Bradesco back to a distant second place.

This heralded bad things to come. Under the strain of a slumping economy and ongoing problems competing with its now far-larger rival, Trabuco oversaw an historic collapse in Bradesco’s stock price, with the stock steadily declining by more than 80 percent. By 2015, the stock price was severely depressed and there was talk that Trabuco would soon be replaced.

However, in the middle part of that year, Trabuco was able to execute one of the greatest coups in Brazilian banking. He announced in the middle of 2015 that Bradesco would be acquiring HSBC Brazil in an all-cash deal for $5.2 billion. When the deal had completed, Bradesco was immediately shot back to the number-one spot in Brazilian banking across a wide number of segments. The stock price almost immediately began a rally that still has not ended to this day, with Bradesco’s stock trading at more than 2.5 times its 2015 lows.

But what is perhaps even more important is the strategic position that Trabuco was able to put his bank into. With a single acquisition, he was able to completely turn the tables, giving Bradesco the same competitive advantage and huge economies of scale that just a few months before had belonged to Itau Unibanco.

Who will Trabuco choose to replace him?

The duty to choose a replacement will fall on Trabuco per the corporate bylaws. There has been wide speculation about who will be the lucky candidate chosen to replace the outgoing CEO. But it has widely been acknowledged by those in the know that the most likely candidate will be Maruicio Minas, a 58 year old IT executive with the bank who has been responsible for overseeing the technological integration of all of HSBC Brazil’s technology into those of Bradesco.

Another of Minas’ major accomplishments was the creation and spinoff of Next, an internet-based banking platform that has been lauded for giving Bradesco a huge edge in the market of tech-savvy banking customers. Although there are up to six other contenders for the position, the smart money is heavily favoring Minas, both for his track record with the firm and his relative seniority and longevity with the bank.https://www.bradescori.com.br/site/conteudo/interna/default3.aspx?secaoId=572

Enjoy Freshness at Nathaniel Ru’s Sweetgreen

Sweetgreen is a restaurant chain serving seasonal, simple, and healthy grain bowls and salads. Most food companies look up to Sweetgreen, and if given a chance to start afresh from scratch, they could try to resemble Sweetgreen.

Sweetgreen has the backing of renowned investors such as Danny Meyer, Steve Case, and Daniel Boulud. The restaurant chain resonates well with its food market by offering fresh, healthy, local, and organic dishes. The company is famous with diners who come to have a taste of Sweetgreen’s delicacies at all the 40 joints of Sweetgreen.

The co-CEO of Sweetgreen, Nathaniel Ru, says that Sweetgreen aims at developing a brand that symbolizes something by feeding their customers better food than their competitors. Nathaniel Ru and his two CEO counterparts were classmates at the Georgetown University. Learn more about Nathaniel Ru: http://www.forbes.com/pictures/ekeg45fe/nicolas-jammet-nathaniel-ru-jonathan-neman-co-founders-sweetgreen-262627/

The three pioneer in technology and thus facilitated a Sweetgreen website and mobile app through which 30 percent of the customers make their transactions. The three co-CEOs want to restructure management strategies at Sweetgreen. Sometimes, they close the corporate office five times yearly to allow all their staff to operate in Sweetgreen’s restaurants.

Sweetgreen recently opened its offices in Los Angeles. The company does not operate with a central headquarters, and its three co-CEOs remain bicoastal in their bid to expand the organization nationally. Nathaniel Ru says that they don’t require significant corporate primary areas of operation because they want to have a decentralized headcount.

The three co-CEOs studied entrepreneurship together at the Georgetown University. Their parents also started their business and were immigrants in Georgetown. The trio began their first restaurant in Georgetown because they saw the need to introduce healthy eating habits.

Nathaniel Ru encourages the youth to study more and be quick at building teams. It is easier to manage a business when operating as a team. He also supports other companies to stand for things greater than themselves. He maintains that anything someone does should be able to last longer than the individual doing it.

The company prides itself of having started with a higher purpose than the co-founders. The restaurant chain markets itself as a joint to purchase food and also a why group.

The ‘why’ but not ‘what’ changes the business tradition hence making Sweetgreen an outstanding food company. Professionally offering fresh and healthy meals to improve the health standards of the inhabitants of Georgetown makes the company a remarkable place to take salads.

All of Sweetgreen’s joints have to offer their products for the same purpose and have to operate within the original core values. All the customers, the community, and Sweetgreen have a stake in that at the end of the transaction; all the groups will have satisfaction.

How Greg Aziz Focuses On The People Behind National Steel Car’s Success

National Steel Car is a company you may have not heard much about if your career path doesn’t intersect with railroads or rail car manufacturing, which is most of us. Within the railroad freight car industry, they are known as the company to beat. For over 100 years they have polished their reputation as a company that consistently raises the bar for themselves and for all others in the industry. Their customers know them as highly trustworthy and in the industry, they are known for designing and creating the upmost quality railcars. While they are best known for engineering and manufacturing skills and products customers also speak very highly about their customer service and their consistent commitment to fostering great relationships with their customers.

 

National Steel Car is the leader in the manufacturing of railroad freight cars and tank cars throughout all of North America. The company is headquartered in Ontario, but has strongholds throughout North America. The company was established in 1912 and has managed to stay a success, viable company even throughout the Great Depression. They have been a consistent top three rolling stock manufacturer since the company was founded.

 

Today, National Steel Car is led by Chief Executive Officer and President Gregory James Aziz. He first came to the company in 1994 after multiple other successful career ventures. Since he first came to the company, Greg Aziz has put his focus on two things: leading the industry and building a team of great people to accomplish that goal. Greg James Aziz is known for his passion for the team at National Steel Car. He believes that the people who make up the company are the true cornerstone of the level of quality the company can provide. He focuses on building both a company and a workforce that is values driven, innovative and dynamic. They employ nearly 3,000 people, which is a great leap from the 600 that worked there when Greg Aziz took the reins in 1994.

 

While National Steel Car has always been a leader in its field, today’s National Steel Car under the leadership of Greg Aziz looks very different than it ever has before. The company is hyper focused on pursuing excellence and to never rest on their previous accomplishments. That business model has earned them the TTX SECO award for over 10 years running. Their continued growth means great things for Ontario and for the community of Hamilton.

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Gregory Aziz – Exceptional Business Man, Lending A Helping Hand

In 1949, Mr. Gregory James Aziz was born in London, Ontario, an idyllic province in Central Canada.

He would become the President, CEO and Chairman of National Steel Car, an engineering and manufacturing company for railroad freight cars.

 

Greg Aziz studied at Ridley College and then attended University of Western Ontario, where he graduated and obtained a degree in Economics.

 

After finishing school, he joined his family in a managerial position at their family-owned and operated wholesale food business called Affiliated Foods. Aziz would spearhead methods that would skyrocket the company’s growth to global prominence within 17 years.

 

Affiliated Foods received fresh food from places such as Europe, as well as South and Central America. They would sell it to parts of Canada and the United States.

 

Later on, Gregory J. Aziz would move to New York and take advantage of the opportunities in the role of an investor in the financial sector. The major acquisition he would make was buying National Steel Car from Dofasco, a Canadian freight company that lacked the dynamics it once had.

 

His goal was to make National Steel Car the top North American producer of railroad freight cars.

 

Within five years, Greg James Aziz would increase the number of railroad cars being manufactured from 300 to 12,000. He would also add to workforce five times the number of employees than he had when he first purchased the company.

 

He believed that being extremely dedicated to applied science, having a cooperative team and a substantial amount of investment from people and assets was the key to becoming successful in the railroad industry. See This Article to learn more.

 

Headquartered in Hamilton, Ontario, National Steel Car continues to win awards and honors for outstanding service, attention to details and customers’ satisfaction.

 

Greg Aziz plans to continue his distinction in the industry by maintaining the high standards he has in place for National Steel Car.

 

Not only is he a winner in the business realm, Greg Aziz is also a philanthropist.

 

He gives time and funding to many benevolent causes, including United Way, Theatre Aquarius and the Hamilton Opera.

 

Aziz loves to throw the National Steel Car Christmas Party, where thousands of his current and previous staff and families come and have a wonderful time with each other.

 

He and his wife Irene are staunch patrons of Canada’s most significant agricultural festival, the Royal Agricultural Winter Fair.

 

As you can see, Mr. Gregory James Aziz is a well-rounded individual.

 

More On: http://centraljerseyworkingmoms.com/gregory-aziz-and-the-transformation-of-national-steel-car/

How Daniel Taub Caused Trade Between Israel and the UK to Double

Daniel Taub was the ambassador from Israel to the United Kingdom. He was a great ambassador, and he was very influential when it came to improving the ties between the two countries. In fact, trade between the two countries doubled when Daniel Taub was the ambassador.

According to a statement released by the Israeli Embassy in the UK, there has been, besides the doubling of trade, a significant increase of cooperation in regards to academia, business, and cultural links.

In fact, according to the British Secretary of State for Business, Innovation, and Skills, Sajid Javid, trade between the two countries had entered a golden era when Daniel Taub was the ambassador.

Over three hundred businesses from Israel set up shop in the United Kingdom during that time. Trade reached almost seven billion dollars.

Daniel Taub was born in the United Kingdom. However, he made Aliyah and moved to Israel. He returned to the UK to become the ambassador. Daniel Taub has said that he loves his country Israel, and he feels a deep connection to the country where his family has a rich history, which is the United Kingdom. Read more: Daniel Taub | Wikipedia

His work was to represent the opinion of the Israeli government and improve the ties between the two countries that he loved.

Daniel Taub has also stood up against antisemitism. He went to Bradford after it was announced that it was an Israeli free zone, meaning they did not want any Israeli there. Daniel Taub actually wore his kippah when he presented his credentials to the Queen of England when he first arrived as an ambassador.

Daniel Taub is considered by many to be the most popular Israeli ambassador to the United Kingdom. He was given a standing ovation at his farewell party. He has always stuck to his principles as an Orthodox Jew.

He always kept the Shabbat and kosher, even when he was an ambassador. According to Daniel Taub, it is not a problem, but something that can help you build bridges.

Daniel Taub attended the Haberdashers’ Aske’s Boys’ School. He then went to University College, Harvard University, and Oxford University. He also served in the Israel Defense Forces as a combat medic.

He then served in the Israeli Defense Forces’ international law division as a reserve officer. He has worked as a speechwriter for Chaim Herzog, the former President of Israel. Daniel Taub is an expert in international law.

Learn more about Daniel Taub: http://www.behance.net/danieltaub

The Morphing Process for Securus Technologies since Rick Smith Took Over as CEO in 2008

Rick Smith was handed the chief executive officer position on July 2008 by Richard Falcone. The outgoing chairman gave a summary of activities that Securus Tecnologies had undertaken to become what it was. Securus Technologies was born as a result of a merger between T-Netix and Evercom in 2004. They have been the leading institutions in providing correctional security services. Securus also bagged Syscon Justice Systems in 2007, which was another boosting factor for their growth in the penitentiary industry market. Securus serves more than 2500 correctional facilities across North America. Securus is expected to take the leading role in providing the best correctional security system with the appointment of Rick Smith as their CEO.

Previous Work Experience and Achievements

Smith has previously applied his skills in the telecom sector, which only increased his suitability for the post at Securus. Apart from being in charge of overall management at Securus, he has engaged in financial consultancy, IT and establishing businesses. Rick had also served as the CEO at Eschelon Telecom at a time when they witnessed asset growth from $30 million to $350 million and a leap into a successful IPO in 2005.Mr. Smith studied electrical engineering at the State University of New York and topped it up with masters in mathematics and an MBA from the University of Rochester. Smith often signs himself up for short-term courses to remain operational especially in the field of technology.

Responsibilities and Roles That Rick Smith Takes Up as the Head of Securus Technologies

His role as the CEO of Securus Technologies is to oversee the daily activities at the institution. Rick contributes in bringing forth ideas on how to improve service delivery and produce reliable market products. One of the significant steps that he has taken towards improving their performance is betting their resources on technology by putting most of their investments within it. Teamwork is the language that Rick speaks at Securus Technologies by ensuring that their professionals work to cater for the demand of families to maintain relationships with their friends and relatives within correctional facilities.

Securus Technologies Praised By Their Clients

Rick has admitted to receiving emails from their customers appreciating the services that they provide and for caring to meet their needs. They have been recognized for having improved security of inmates and even their families. Rick once said that Securus Technologies has taken up the role to serve the community to ensure social welfare. They do so by providing emergency response, managing incidences of security, carrying out investigations in collaboration with the law enforcements and provide security monitoring systems and services.

Bradesco’s Banco Seguros Is Increasing Through bank Clients According To CEO Luíz Carlos Trabuco

Banco Bradesco is one of the up-and-coming shining stars on Wall Street. Foreign investors are jumping back into Brazilian companies, and Bradesco is at the top of the list. Bradesco is currently the second largest bank in Brazil, thanks to the 2015 acquisition of the Brazilian division of HSBC. Itaú Unibanco is a little bigger in terms of assets under management.

The thing that makes Brazilian bank stocks so attractive is their ability to make money in the lean times as well as the good times. For the last two years, while the country of Brazil was under economic water due to the worst recession in almost 100 years, Bradesco was turning in better-than-expected profit numbers. One of the major profit centers in the Bradesco family is Banco Seguros, the insurance arm of the bank, according to Bradesco CEO Luíz Carlos Trabuco.

Mr. Trabuco is the 66-year-old bank president who has never worked for any other bank. Trabuco came on board in 1969, and he didn’t start at the top. He was a rookie, but he was smart enough to learn how the bank functions internally. Luíz quietly went from one job to another within the bank, and he became a director and a couple years later a vice-president. One reason for Bradesco’s profit performance during the recession was the insurance arm of the bank, Banco Seguros. Trabuco took over as president of Seguros in 2003, and for the next five years, Mr. Trabuco and his staff were able to pump more than 30 percent of the Bradesco Seguros profits to the group’s bottom line. In 2008, the Bradesco Board of Directors gave Trabuco the title of bank president and he’s not going anywhere.

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Some Bradesco clients take advantage of in-company products. The average client uses about two bank products. In the first half of 2017, Seguros’ premiums were more than $13.4 billion and bank analysts say the total growth for the year will in the 6 percent to 10 percent range. Growth in life, health and pension coverage continues to be between 13 percent and 14 percent, according to Luíz Carlos Trabuco. Seguros has a “BB” rating for its financial strength, and the new sales approach will help maintain the bank’s overall growth.

Fitch, the rating company, thinks Seguros is playing a strategic role in the Bradesco group strategy. Bradesco Seguros is on track to continue to contribute 30 percent or more to the Bradesco Group’s bottom line. One reason for the optimism is the dramatic growth in life and the pension segments. Last year those segments were responsible for 57 percent of Seguros earnings. The auto and P&C segments were next with 24 percent. Health chipped in 10 percent, and savings bonds were eight percent of the earnings. The other good news is Seguros has great liquidity and capitalization ratios, according to Trabuco.

The consensus among Brazilian bankers is the same. Bank executives believe the Brazilian economy is on the mend, and inflation and unemployment numbers are heading in the right direction. Michel Temer’s government may not be as stable as it was last year, but export figures are up, and the government is cutting some of the red tape out of the political equation, according to Trabuco.

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Guide to Choosing the Right Life Insurance From Freedom Life Insurance

While choosing the right type of life insurance is an important decision, it can be a daunting process. Here are some of the guidelines to help you narrow down to an ideal life insurance option. You probably need life insurance for a short while.

According to Crunchbase, with freedom life insurance, you can match the length of the need to the length of the term policy. For example, you can buy a 20-year freedom life insurance to cater for child’s college education. Again, you can use your term life insurance to repay a debt that needs to be paid off in a specified period.

If you have a limited budget, you definitely need a large amount of life insurance. In this case, you receive compensation only after you die during the term of the policy. As such, the term life insurance benefit is slightly lower than for permanent forms of life insurance. Unless you renew the policy, coverage stops if the term ends while you are still alive.

Unlike permanent forms of life insurance, term life insurance doesn’t allow you to build equity in the forms of cash savings. Look for a convertible freedom life insurance if you feel your financial needs may change. As such, you don’t have to undertake a medical examination in the exchange for higher premiums to convert to permanent insurance.

While premiums will reduce as you age, they increase upon renewal of your term life insurance. In fact, you can renew some term insurance upon the expiration of the policy, but the premium will increase.

Nonetheless, some policies require a medical examination before renewal. A life insurance is important as long you live. With a permanent policy, you are guaranteed of compensation whether you die today or 100 years to come. Premiums for term life insurance are generally lower than for permanent policies.

However, the premium in a term policy fluctuates every time you renew it while it remains constant for a permanent policy irrespective of your age. Permanent insurance policies include universal life, whole life, and variable life. Consult a qualified life insurance agent to help you narrow down to the best life insurance option.

Learn more about Freedom Life Insurance:

Freedom Life Insurance Company of America

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Roberto Santiago Makes Exciting Mall for Brazil

Roberto Santiago is doing his best to make sure that people get the ultimate shopping experience when they come to Brazil. This is an area where he has specialized in bringing about the very best when it comes to shopping in a mega mall environment.

 

People appreciate what Roberto Santiago brings to the table. He is someone that has been able to maximize the experience for consumers that are touring Brazil, but he has also been able to provide quite a bit of enjoyment for locals that call Brazil home.

 

The reason he has been able to do this so successfully all starts with his great desire to prepare an environment that has a plethora of different things for customers to enjoy. There is a great amount of excitement connected to this company because it speaks to a crowd of people that like to hang out.

 

There has never been a time where consumers have had so many things to do all in one setting. Roberto Santiago has helped develop an establishment that has a plethora of stores, but there is also an amusement park. Many people marvel at this right away because few

shoppers have experienced a full-fledged amusement park inside of a mall before.

 

There are malls that have things like swing sets and carousel rides, but there are few malls in the entire world that have a whole amusement park connected to it. Roberto Santiago knew that he was going to get quite a bit of attention with this, and he stayed the course when it came to developing this type of environment. It would not be an easy thing to do because it was something that had not been done before. Most people will agree that new projects such as this are risky, and many developers that deal with commercial real estate would bypass something like this because it presented too much of a risk. Roberto Santiago, however, believed that there would be a environment where people would embrace this. With the Manaira Mall he proved himself to be correct.

 

Roberto would also proved himself to be correct in the other areas where he would put forth the effort to bring in a bar and a bowling alley in the mall environment. This is also something that was not common in most shopping malls. The average shopping mall that people attend will have a lot of stores for shopping and a food court. That is about the extent of malls in America.

 

Roberto believes that real estate could thrive if people are willing to think outside of the box. That is what he did for real estate in Brazil, and that is how he became successful.

Gregory Aziz Is An Accomplished Businessman

National Steel Car has been in the business of manufacturing railroad freight cars for over a century. The company has been part of our lives for eons given that most of the products we use might have been transported in freight car manufactured by the corporation. National Steel Car has managed to maintain a position in the list of top 3 manufacturers of railroad freight cars thanks to the company’s constant effort to innovate solutions.

 

Mr. Gregory Aziz, the CEO of National Steel Car has steered the company through rough patches to the present-day success it is in the manufacturing industry. National Steel Car has remained impactful to local various local communities because it employs over 2000 individuals in its production facilities.

 

Over the time, the production of railroad freight cars has not slowed down. That is why National Steel Car has managed to up its facilities to five production lines. The company’s investment has paid off thanks to the commitment it has for quality products. Gregory J Aziz has been on the frontline in ensuring that the enterprise increases its manufacturing capacity so that it can attract a wider clientele.

 

Gregory Aziz’s strategies have been pivotal to the success of National Steel Car. The Canadian business leader who was born in the late 1940’s has acquired a lot of experience in the management of manufacturing entities. The executive graduated from the Ridley College and later got a chance to study economics at the University of Western Ontario. After clearing from college, Gregory Aziz spent much of his post college days working at their family business called Affiliated Foods.

 

Greg has held various posts in the corporate space of New York. In the mid-1990s, Gregory played a crucial role in the acquisition of National Steel Car from Dofasco and began implementing the transformation agenda for the company. His management strategies heavily rely on the principles of team-building and positive relationships between management and its employees. Find More Information here.

 

Some of Gregory’s biggest achievement at National Steel Car is being able to raise the number of cars made by the company from a minimum of 3500 cars to a high of 12,000 vehicles. It is during Aziz’s tenure that the enterprise has seen growth on its customer and employee retention rates. The remarkable performance of Gregory Aziz has been recognized in different quarters such as the TTX SECO organization that awarded Greg with the excellence award.

See Also: https://www.behance.net/greg-aziz