Guide to Choosing the Right Life Insurance From Freedom Life Insurance

While choosing the right type of life insurance is an important decision, it can be a daunting process. Here are some of the guidelines to help you narrow down to an ideal life insurance option. You probably need life insurance for a short while.

According to Crunchbase, with freedom life insurance, you can match the length of the need to the length of the term policy. For example, you can buy a 20-year freedom life insurance to cater for child’s college education. Again, you can use your term life insurance to repay a debt that needs to be paid off in a specified period.

If you have a limited budget, you definitely need a large amount of life insurance. In this case, you receive compensation only after you die during the term of the policy. As such, the term life insurance benefit is slightly lower than for permanent forms of life insurance. Unless you renew the policy, coverage stops if the term ends while you are still alive.

Unlike permanent forms of life insurance, term life insurance doesn’t allow you to build equity in the forms of cash savings. Look for a convertible freedom life insurance if you feel your financial needs may change. As such, you don’t have to undertake a medical examination in the exchange for higher premiums to convert to permanent insurance.

While premiums will reduce as you age, they increase upon renewal of your term life insurance. In fact, you can renew some term insurance upon the expiration of the policy, but the premium will increase.

Nonetheless, some policies require a medical examination before renewal. A life insurance is important as long you live. With a permanent policy, you are guaranteed of compensation whether you die today or 100 years to come. Premiums for term life insurance are generally lower than for permanent policies.

However, the premium in a term policy fluctuates every time you renew it while it remains constant for a permanent policy irrespective of your age. Permanent insurance policies include universal life, whole life, and variable life. Consult a qualified life insurance agent to help you narrow down to the best life insurance option.

Learn more about Freedom Life Insurance:

Freedom Life Insurance Company of America

https://www.superpages.com/bp/fort-worth-tx/freedom-life-insurance-co-of-america-L0106853427.htm

Roberto Santiago Makes Exciting Mall for Brazil

Roberto Santiago is doing his best to make sure that people get the ultimate shopping experience when they come to Brazil. This is an area where he has specialized in bringing about the very best when it comes to shopping in a mega mall environment.

 

People appreciate what Roberto Santiago brings to the table. He is someone that has been able to maximize the experience for consumers that are touring Brazil, but he has also been able to provide quite a bit of enjoyment for locals that call Brazil home.

 

The reason he has been able to do this so successfully all starts with his great desire to prepare an environment that has a plethora of different things for customers to enjoy. There is a great amount of excitement connected to this company because it speaks to a crowd of people that like to hang out.

 

There has never been a time where consumers have had so many things to do all in one setting. Roberto Santiago has helped develop an establishment that has a plethora of stores, but there is also an amusement park. Many people marvel at this right away because few

shoppers have experienced a full-fledged amusement park inside of a mall before.

 

There are malls that have things like swing sets and carousel rides, but there are few malls in the entire world that have a whole amusement park connected to it. Roberto Santiago knew that he was going to get quite a bit of attention with this, and he stayed the course when it came to developing this type of environment. It would not be an easy thing to do because it was something that had not been done before. Most people will agree that new projects such as this are risky, and many developers that deal with commercial real estate would bypass something like this because it presented too much of a risk. Roberto Santiago, however, believed that there would be a environment where people would embrace this. With the Manaira Mall he proved himself to be correct.

 

Roberto would also proved himself to be correct in the other areas where he would put forth the effort to bring in a bar and a bowling alley in the mall environment. This is also something that was not common in most shopping malls. The average shopping mall that people attend will have a lot of stores for shopping and a food court. That is about the extent of malls in America.

 

Roberto believes that real estate could thrive if people are willing to think outside of the box. That is what he did for real estate in Brazil, and that is how he became successful.

Gregory Aziz Is An Accomplished Businessman

National Steel Car has been in the business of manufacturing railroad freight cars for over a century. The company has been part of our lives for eons given that most of the products we use might have been transported in freight car manufactured by the corporation. National Steel Car has managed to maintain a position in the list of top 3 manufacturers of railroad freight cars thanks to the company’s constant effort to innovate solutions.

 

Mr. Gregory Aziz, the CEO of National Steel Car has steered the company through rough patches to the present-day success it is in the manufacturing industry. National Steel Car has remained impactful to local various local communities because it employs over 2000 individuals in its production facilities.

 

Over the time, the production of railroad freight cars has not slowed down. That is why National Steel Car has managed to up its facilities to five production lines. The company’s investment has paid off thanks to the commitment it has for quality products. Gregory J Aziz has been on the frontline in ensuring that the enterprise increases its manufacturing capacity so that it can attract a wider clientele.

 

Gregory Aziz’s strategies have been pivotal to the success of National Steel Car. The Canadian business leader who was born in the late 1940’s has acquired a lot of experience in the management of manufacturing entities. The executive graduated from the Ridley College and later got a chance to study economics at the University of Western Ontario. After clearing from college, Gregory Aziz spent much of his post college days working at their family business called Affiliated Foods.

 

Greg has held various posts in the corporate space of New York. In the mid-1990s, Gregory played a crucial role in the acquisition of National Steel Car from Dofasco and began implementing the transformation agenda for the company. His management strategies heavily rely on the principles of team-building and positive relationships between management and its employees. Find More Information here.

 

Some of Gregory’s biggest achievement at National Steel Car is being able to raise the number of cars made by the company from a minimum of 3500 cars to a high of 12,000 vehicles. It is during Aziz’s tenure that the enterprise has seen growth on its customer and employee retention rates. The remarkable performance of Gregory Aziz has been recognized in different quarters such as the TTX SECO organization that awarded Greg with the excellence award.

See Also: https://www.behance.net/greg-aziz

Greg Aziz: The Excellent CEO of National Steel Car

Greg Aziz is a well-known name in the rolling stock industry for being the current chief executive officer of National Steel Car. The company is based in Ontario and has had a long history owing to the fact that it came into existence more than a hundred years ago. One of the first units of rolling stock that the company produced was in 1912, and since then, the company has only grown in a positive direction to become the national leader that it is today. When Greg Aziz was selected to be the chief executive officer of the company, he knew that he would have a lot riding on his shoulders. The future of this company would be in his hands, and he would have to lead them into the future. He has ample amount of knowledge regarding the field of business, which is why he was able to lead the company in the most efficient manner.

 

Greg Aziz first started working in the field of business when he went to work for his family. The Aziz family had a business in Canada whereby they would import foods from around the world and resell them in international markets. The company had become hugely profitable, and Greg Aziz got all the training and experience that he would need to one day be a business leader himself. After working for a while at his family’s company, he decided to leave Canada and go and work on Wall Street. He picked the field of banking and started working in it. While he was working in this sector, he encountered numerous clients and companies who he offered his expertise to. This was also the place where he encountered National Steel Car for the very first time. He worked in close collaboration with the people at the company, especially those in the higher up positions. After the case was closed, he decided to go and work for the company full time. Having such a good experience with the company showed him that this was the place for him to be in, and has indeed proved to be an excellent decision.

 

Today, Greg Aziz leads National Steel Car with the drive and motivation of a good leader. He has taken the company to new heights and has even helped it expand to other locations in the United States. The company has expanded their customer base, which has, in turn, brought huge profits to the enterprise.  Visit Aziz’s page Here.

Glen Wakeman is Successful Entrepreneur and Business Executive

Not everyone can easily conquer the world of business. It is a tough and fast-paced industry that often leaves many people in the dust. While most individuals are ultimately defeated in the world of business and finance, one man named Glen Wakeman has prospered. He is a successful entrepreneur, writer, investor and global business executive.

With over two decades of experience in business and finance, Glen Wakeman is an established businessman. He is currently the CEO of LaunchPad Holdings LLC, a company he also co-founded in 2015. LaunchPad Holdings LLC is a company that develops software for entrepreneurs in the early stages of their careers. The company’s software gives entrepreneurs the tools to easily plan and organize their growing businesses.

While he has experienced great success with LaunchPad Holdings LLC, this is not Glen Wakeman’s first business achievement. After graduating from the University of Scranton with a Bachelor’s degree in Economics, he would go on to get his Master’s in Finance from the University of Chicago. Glen Wakeman would then begin his lengthy business career by serving over twenty years with GE Capital in various leadership roles including general management and operations management. After this, Glen Wakeman was the founder and president of Nova Four, a company that provides strategic business advice to developing companies. Prior to his role at LaunchPad Holdings LLC, he was the CEO of GE Money Latin America where he created numerous new products and signed dozens of partnerships.

Aside from taking on the world of finance for the last twenty years, Glen Wakeman has made his way around the globe. He has lived in six different countries and presided over 30 regions worldwide.

For more information on Glen Wakeman and his associated companies please visit https://twitter.com/glenwakeman?lang=en

Louis Chenevert: Person of the Year

An employee asked CEO Gregory Hayes what he wanted his legacy to be at the United Technologies Corporation (UTC) during a meeting. Hayes said that the most effective CEOs are the ones who understand that they are the company’s stewards and their work is to leave the business better than where they found it. Hayes continued to say that CEOs can’t overlook the performance requirement in the short term, they should always keep their eye to the long term. United Technologies always invests in technology, and their people realize the decisions they make now will determine their future success.

Hayes always says that companies do not innovate, it’s the people who do. The company believes its essential investing in their people, that’s the reason UTC is continuing to encourage its employees to seek lifelong learning through their Employee Scholar Program. The program enables employees to get degrees in a field they want, and UTC pays for the course. Since 1996, the employees of UTC worldwide have received 39,000 degrees via the Program.

Louis Chenevert is a native of Canada, born in a province called Quebec. He studied at HEC Montreal (the business school attached to the University of Montreal), where he received his B. Com in production management. In March 2006, Chenevert was elected the CEO and President of UTC.

In 1999, he was named as Pratt & Whitney Canada president, after working with the company for six years. Before here, he worked at General Motors for 14 years. Chenevert decided to step down as UTC’s Chief Executive Officer on Dec. 8, 2014. He served as the Vice-Chairman of The Business Council Executive Committee for the years 2011 and 2012.

He took the position of Merchant Banking Division’s Exclusive Advisor at the Goldman Sachs, where he’s going to target opportunities in the industrial sectors and aerospace and he will advise other businesses. National Building Museum awarded Chenevert with the Honor Award for the year 2009. Aviation Week, which is the United States aviation trade magazine named him as Aviation Week Person of the Year for 2011.

See Chenevert speak here:

In the Footsteps of Marc Sparks

Marc Sparks is a successful entrepreneur who has developed from the state of Texas. He has dedicated most of his recent years in mentoring new and seasoned entrepreneurs and helping them live up to their full potential. He has developed many strategies in the course of his career which have been easy for business entrepreneurs to implement and create successful ventures. Mr. Sparks has himself had a full career in business that is worth emulating, having spent time in charge of an auto insurance company, several restaurants and other types of startups. He has created a reputation for himself in the business world for strengthening young business to gain them a formidable reputation in different industries. He believes that the most potent factor for ensuring business success is a proactive approach to customer service and keeping a one’s composure and an open mind when dealing with situations, especially complex ones. Learn more: http://www.prnewswire.com/news-releases/entrepreneur-marc-sparks-transforms-office-to-optimize-innovative-collaboration-300024747.html

 

Marc Sparks founded a company that has taken the role of bringing clients and business owners closer together, bridging the gap that has existed in the past and served as a distraction to effective business operations as reported in the morning Edition of USA. The company recently announced a new project that offers entrepreneurs, both new and seasoned, a chance to interact with experts in different fields in order to get an insight of best practices that may accord the business success and how to avoid pitfalls that may culminate in business failure. This program, known as the Marketing Sparks program, concerns itself primarily with the creation of developmental structures or startups and the establishment of effective communication channels to facilitate the development ideas. Marketing Sparks provides entrepreneurs the opportunity to interact with skilled and experienced professionals in different areas to gain insight on how to grow their businesses. Learn more: http://thebrotalk.com/bro-recommendations/dallas-entrepreneur-marc-sparks-spills-must-visit-list-wineries-dfw/

 

Marc Spark’s history is dotted with stories of great success and disastrous failure in fairly balanced measure. He graduated from high school in his hometown of Austin in Texas in the year 1975 and has been in business since then. Of that period of time, he has been at the helm of many business startups, serving as the principle in many unbelievably successful ones as well as several failed ones. It is this vast world of knowledge and experience that Mr. Sparks relies on to offer insight and direction to new entrepreneurs. Where he failed, he gained immense knowledge on which pitfalls an entrepreneur must be careful to avoid when going into businesses. Where he succeeded, he gained invaluable knowledge on best practices that an entrepreneur must invest in in order to attain success in their business. He has shared this information in his book They Can’t Eat You, and has been actively involved in mentoring entrepreneurs to attain their full potential. Learn more: https://classroomvoices.org/marc-sparks-risk-taker-in-and-out-of-business/

 

Vinny Parascandola, Leader of AXA Advisors

Vincent Parascandola studied at Pace University, located in New York, where he received his Bachelor of Science (B.S) degree in 2004, he graduated from Xaverian high school. He serves AXA Advisors, LLC, as an EVP (Executive Vice President). He is responsible for the retention, recruiting, management development, productivity, sales, and the development of experienced and new financial professionals.

Parascandola has over two and a half decades of experience in the industry. His career started at Prudential as an agent, in the year 1987. He was the National Rookie the same year. In the year 1990, Parascandola joined an insurance company called MONY Life, where he held various positions of regional and local field management before he joined AXA Advisors, which was in 2004.

Before being a divisional president, Parascandola served as the Advantage Group’s president, which is an AXA Equitable unit. The unit was created mainly to attract financial professionals who were seasoned. Earlier, Parascandola worked for New York Metro branch as a co-manager. The company has financial professionals of roughly 400 in the tri-state area.

Parascandola has been given numerous awards in management throughout his successful career, including MAA (Master Agency Awards) and Career Development of GAMA. He is a speaker who is sought after and has spoken at many industry and company conferences, including distribution conferences of LIMRA and the national LAMP Meeting of GAMA. He is a member of General Aviation Manufacturers Association and past Florida chapter president. He is also part of the Field Officers Committee of LIMRA.

AXA Advisors is the retail and broker distribution channel for the company of life insurance, AXA Equitable, in Newyork. AXA Equitable is a company that leads in financial protection. It’s one of the premier providers of the nation annuity products and life insurance.

The network of Axa Advisors that are financial professionals, who are almost 6,000 in total.They provide products and strategies for investments and financial protection, retirement, estate planning and business to help its clients with their financial requirements in their lives. AXA Equitable is a subsidiary of the company AXA Financial. It’s part of the AXA Group.

 

Rocketship Education Program Targets Low Income Students

Rocketship Education is a non-profit body that comprises of public elementary charter schools in its network. Rocketship Education mainly serves low-income students particularly in neighborhood where excellent schools have limited access. Transformative schools at Rocketship not only educate students but also inspire teachers, inspire the community and engage parents in its programs.

The main headquarter of Rocketship Education is found in Redwood City, California. Rocketship Education was first established by Preston Smith and John Danner in 2007. Students under this program are mainly taught using a learning model blended with the aid of adaptive softwares to enhance students’ performance. Sixteen chartered schools from San José, Concord California, Redwood City, Nashville, Washington D.C and Milwaukie are now enrolled under Rocketship Education program.

Rocketship Education has attracted high student population and other generous high-tech funding to aid in their success. Various elementary schools based in San José attracted national attention when their students improved from poor to middle particularly in Math and English. Similarly aspire public school attained a proficiency score of 48% in English. The performance is desirable area continues to near the highest targets.

Over 87% of the students comes from low-income families. It is important to note that over 46% of these students overwhelmingly exceeded math standards in comparison with 22% from statewide.

Stronger scores were equally realized at KIPP charter school in the bay. Over 75% of the students at KIPP San José collegiate high school performed above standards. The management at Rocketship Education is progressively committed to make sure even better results are ultimately realized irrespective of the challenges facing their students.

The excellent teaching staff and leadership at Rocketship Education have both contributed to several transformations in different chartered schools. Rocketship Education is keen at improving the skills of its students and the community. Teacher innovations are highly encouraged at Rocketship Education as this sparkles creativity in classrooms. Diversity among students, parents and the community is another cause that is fully catered for at Rocketship. Students receive both formal and informal education holistically. Finally, students receive more trainings through mastery of art.

 

Dick DeVos, Doing Good through Philanthropy

It is human nature to give. The most famous individuals in the history of humanity are those who have at one point in time contributed something that happened to benefit society. Dick DeVos in his right is a billionaire who has cultivated a culture of giving through philanthropy. Using his wealth, influence, and power, the entrepreneur, politician cum philanthropist has done all within reason to help children from low-income families have access to quality education. Working hand in hand with his wife, Betsy DeVos, the duo has been able to initiate many reforms regarding education. It is due to Dick’s efforts that young pilots are now able to go through his West Michigan Aviation Academy, a charter school in pursuit of education and training at a subsidy.

 

 

Above all, Dick has been a vibrant supporter of art and leadership, sponsoring many institutions so that they can be able to deliver quality services to their learners. Some of the educational facilities that have been on the receiving end of Dick’s goodwill include the Ferris State University in Big Rapids, Potter’s House in Wyoming, and the Rehoboth Christian School. Also, the Compass College of Cinematic Arts in Grand Rapids, the Dick DeVos’ alma mater Northwood University in Midland, and the Detroit Charter School Company New Urban Learning have benefited from Dick’s good heart. Dick’s journey to philanthropy starts decades ago, at a time when the billionaire husband witnessed with his current wife, Betsy, parents struggling to put their children through school. Since then, the couple has felt inspired to help people in need succeed in life. In 2010, Dick and Betsy revealed how much they had spent in their lifetimes through philanthropy. Based on the statistics given, the couple summed their giving to approximately $139 million.

 

 

Apart from being actively involved in philanthropy, Dick DeVos has had the privilege of running his father’s company, the Amway Corporation. Being the work horse that Dick is, he has been able to headline many companies as an employee. For instance, Dick DeVos has been part and parcel of The Windquest Group, the National Basket Association’s Orlando Magic Basketball franchise, and the Alticor Corporation (an umbrella body blanketing the Quixtar Corporation and the Access Business Group).

 

 

Dick DeVos has also had active engagements in matters regarding politics. In 2006, Dick so happened to contend in the governor’s race for the State of Michigan. During the campaigns, DeVos used not less than $40 million to finance his activities. Taking a look at Dick’s history in charitable giving, he has done what national governments from across the globe have failed to do. Therefore, Dick DeVos is a man who has built a legacy by touching the lives of the less fortunate and giving them hope where none existed.